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Lead Manager -- Individual Life Actuarial Design

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Charlotte, NC

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Job Description:

AXA is a leading financial protection company, committed to fostering and maintaining a diverse, multicultural and inclusive environment, and one of the nation's premier providers of life insurance and annuity products. The organization was established in 1859 and we are committed now more than ever to helping clients meet financial goals in all stages of their lives. One of the hallmarks of our proud heritage is providing world-class customer service.

We're always looking for smart and talented people to help us develop new and innovative ways to expand our product portfolio, reach new customers and serve well the clients already a part of the AXA family.

Job Purpose

AXA Equitable's Life Product Development team is investing in a new Actuarial Design team tasked with helping to drive the creation of new Individual Life Insurance products and enhancements that will better serve the needs of our customers and distributors. Working alongside Life product experts in our Market Strategy team, this team will contribute to the creation and analysis of these new ideas for growth while assessing financial, operational and regulatory risk.

New Product ideas require an approved business case prior to implementation. Members of the Actuarial Design team efficiently structure and vet new product or process ideas to answer the question will it work? This role requires strong, conceptual thinkers with the ability to understand market objectives and envision product designs that maximize value, minimize cost / risk while meeting regulatory and operational constraints. The Actuarial Design team is expected to provide reasonable initial assessment of profit results at key ages along with a rough sketch of product specifications as part of the submitted Business Case.

The Actuarial Design team will work closely with the Individual Life Pricing Team to understand and operate within the AXA Equitable pricing framework and financial objectives. The teams will also collaborate as appropriate on expansion of analyses toward the full pricing and implementation of approved Product Initiatives.

Key responsibilities include:

Partner with the Pricing team to create working models for quick high-level initial profit/risk assessment

Understand Operational and Regulatory constraints

Create initial cost-benefit analyses Qualifications

In-depth knowledge of topics in the actuarial field, or an actuarial related field in finance

ASA with at least 3 years of actuarial experience

Software skills including MS Office/Excel/VBA. Additional computer programming knowledge including familiarity with Life Insurance pricing software (e.g. AXIS) is a plus

Flexibility to adapt to dynamic projects

Solid interpersonal/relationship management/communication skills - the ability to foster good working relationships with business partners is needed to gather required data and analyses Preferred

Individual Life Insurance experience with knowledge and understanding of:

o Profitability and Risk impacts

o Product implementation lifecycle (design, specs, testing, etc.)

o Regulatory requirements (filing, admin)

o Policy administration

o Underwriting and New Business processing

Ability to think outside the box with ability to get to Win/Win solutions to complex problems Other information

NOTE: AXA participates in the E-Verify program.

In addition to competitive compensation and an outstanding benefits package including 401 (k) and medical programs, we offer the opportunity for continued professional development in a congenial corporate environment.

AXA is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws.

Company info

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Company Profile
Present in 57 countries, the AXA workforce - 163,000 employees strong - is committed to standing beside 101 million clients. Our expertise is reflected in a full range of products and services adapted to the needs of each client in three core business areas: property-casualty insurance, life insurance and savings, and asset management.

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